Services for Individuals

Personal Tax Planning

Taxation is becoming more complex, making it crucial for taxpayers to grasp their individual obligations. Seeking professional advice and support can enhance your tax situation and ensure adherence to all regulations. Investing in expert guidance is a proactive approach to effectively navigating the complexities of tax law.

Tax planning strategies include:

* Saving in ISAs

* Making charities donations

* Paying additional pension contribution

* Utilising the dividend and savings allowance

* Transferring income to spouse or civil partner

* Using tax efficient investment schemes such as Venture Capital Trusts (VCTs), Enterprise Investment Schemes (EIS) and Seed Enterprise Investment Schemes (SEIS)

Self-Assessment Tax Returns

At RJH Strategic Tax & Accountancy, we recognize that dealing with tax returns can be daunting. With constantly evolving regulations, it's simple to make errors that might result in penalties.
That's why we provide a thorough self-assessment service aimed at reducing your stress and guaranteeing accurate, timely submissions. We manage all communications with HMRC for you and represent you in any self-assessment inquiries, allowing you to relax.
Don't gamble with your financial future—get the assistance you need to remain informed and compliant.

Capital Gains Tax

Capital Gains Tax is a complicated subject, filled with various reliefs and exemptions. It can be difficult to navigate, which is why seeking guidance from an experienced tax professional can bring you peace of mind.
Our expert advisors provide customized advice on a range of tax planning strategies, including the timing of disposal, effective use of allowances and reliefs, and asset transfer methods to help you or reduce potential CGT liabilities, enabling you to make informed decisions for your financial future.

Inheritance Tax

The new Chancellor, Rachel Reeves, has introduced several changes to the IHT regime that will result in higher inheritance tax for many estates in the future. As a result, effective planning is more crucial than ever to mitigate the impact of inheritance tax. While it can be complex, inheritance tax is a manageable part of estate planning.

Our tax experts will assist you in understanding rules, exemptions, and strategies available to protect your wealth and lessen the tax burden on future generations. Strategies include:

Utilising lifetime gifts
Leveraging spousal exemptions
Making charitable donations
Identifying opportunities for tax efficiency tailored to your circumstances.
Seeking professional advice to help you setting up trusts.

At RJH – Strategic Tax & Accountancy, we can also guide you through the complexities of trust creation and management, ensuring your wealth is passed down efficiently, while minimising tax liabilities.

Furthermore, if you have invested in pensions to avoid IHT, it is crucial to consult your financial advisor promptly.

Other Services

At RJH - Strategic Tax & Accountancy, we can help our clients on any personal matters include:

* Interpretation and Translation (English - Vietnamese)

* Providing calculations and rationale to support with legal cases or to establish claiming figures

* Preparing and managing Immigration and Citizenship application on your behalf (for the UK and US only)

* Regular Finance Planning or when personal circumstance changes

* Career Consultation & Planning

* Personal development & wellbeing